| Living or Working Overseas?
Travelling abroad or living abroad
can cause headaches when trying to arrange suitable
insurance cover, many of the UK’s largest insurers
will not insure their customers if they are abroad for
long periods. Protecting your vehicle while living in
a foreign country is important, understanding all the
terms and conditions prior to travelling will prepare
you should the worst happen.
When taking out your insurance policy
it is important to check the country in which you are
residing, loss/damage policies do not include third
party liability insurance, as this needs to be arranged
locally to comply with the laws and regulations of the
country where the vehicle is being used.
For short visits to the EU, check with
your UK insurer as you can probably arrange additional
third party liability insurance cover or this can also
be arranged via us if you are abroad for longer periods.
For advice on travelling to each country
ensure that you comply with any special local legal
requirements by visiting the Foreign Office for advice
before you travel.
The policies include cover for:
Accidental damage, fire and theft risks
Protection against windscreen breakage and for fitted
accessories such as audio equipment
Additional protection against riot, civil commotion,
hijacking and armed robbery
Inclusion of cover for hurricanes, earthquakes and flooding
Payment of the purchase price for a seriously damaged
or stolen car that is less than 12 months old (on Non-commercial
Policies only)
Immediate cover anywhere in the world (except the USA
and Canada)
Multiple vehicle and fleet discounts.
Additional policy benefits:
Mature driver and limited driver discounts
No Claims discount available
Fast and efficient claims service, including immediate
authorisation for essential and minor repairs
Payment of claim settlement direct to your bank account
and in the currency of your choice
Easy payment options including debit card, Visa card,
MasterCard, cheque and bank transfer
Security of having your policy with one of the world’s
largest insurance intermediaries.
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